Generally speaking, the financial risks of enterprises are mainly manifested in tax risks and debt risks. the business situation of the enterprise, make optimization plans, and make timely response plans to avoid financial risks or reduce financial risks to the lowest level. When information asymmetry is prevalent between the private entrepreneurs and managers in mountainous mobile numbers areas, how to ensure the legal and standardized actions of financial management is a problem that private entrepreneurs in mountainous areas must think about and solve. Otherwise, when legal or economic responsibilities caused by financial risks occur, it will directly lead to credit and economic crises of enterprises or individuals.
(IV) The contradiction between intensive management goals and family-style management
At present, many private enterprises in mountainous areas were started by "husband and wife teams". According to survey data, in a survey of some enterprises at the end of 2005, it was found that the owner's personal investment accounted for 78.2% of the total investment, and among all investors, 19.3% were relatives of the owner. Among all the investors in the surveyed enterprises, 52.1% had relatives in management positions in the enterprises, and among sole proprietorships, only 2.9% of the enterprises had relatives of investors participating in management. Since the initial capital of private enterprises in mountainous areas mainly comes from family relationships, and the property rights and management rights of enterprises are closely combined, the management and operation model is mostly manifested as a family-style management system.