Insufficient awareness of risk prevention. In modern market economic activities, the role of market mechanisms makes the interests of market entities uncertain. This uncertainty makes enterprises face operational and financial risks. The economic era is characterized by the coexistence of high risks and high returns. The operational and financial risks faced by enterprises are particularly prominent. However, in my country's financial theory circles, there are few research theories on financial risks. In the practical world of financial management, there are also relatively few studies on financial risks, so there is a general lack of complete risk control procedures in the practical world.
- Lack of management talent
The existing financial institution settings and the quality of financial personnel seriously hinder information-based and knowledge-based financial christmas island businesses directory management. Most of the existing financial institutions in my country are pyramid-shaped, with many intermediate levels, low efficiency, lack of innovation and flexibility; financial management personnel have backward financial management concepts, lack of financial management knowledge, and backward financial management methods. They are accustomed to obeying leaders in everything, lack the initiative to master knowledge, and lack innovative spirit and innovation ability. These settings cannot meet the needs of a modern society.